We offer comprehensive financial planning. While some firms focus on one area like investing or insurance, we take a different approach of partnering with you in holistic planning. We take the responsibility to move each part down the field and help you accomplish your goals.
It doesn’t matter which phase of life you are in – we will tailor your plan to your needs.
|Just starting to save|
|Saving for college|
Click on each service for more details.
Determine charitable intent
Evaluate giving strategies
Analyze cash-gifting vs. appreciated asset gifting
Perform comprehensive tax assessment
Assess retirement plan
Evaluate benefits plan
Analyze executive compensation plan
Implement tax-efficient investment strategy
Determine various insurance needs
Complete comprehensive insurance analysis
Evaluate life, disability, health, and long term care insurance
Evaluate business insurance
Review existing estate planning documents
Confirm correct titling of assets and beneficiary designations
Assess proper funding of trusts
Provide for liquidity needs
Determine strategy for business succession
*Raymond James does not provide tax services
The first step in our process is to ensure we have a full knowledge of your current financial situation, personal goals, investment experience, and risk tolerance. At the same time, we want you to completely understand our firm and our processes so we will spend time explaining how we operate and answer any questions you may have.
Next, we will begin the process of designing your customized wealth management plan, including our recommendations for your overall comprehensive financial planning and investment management. During this time, we will present our recommendations to you, listen to your feedback, answer any questions you may have, and create an outline of the steps needed to be taken on our part and your part to begin implementing your plan.
Once we have had reached a mutual agreement on the recommendations, we will begin the process of executing your plan. This phase will including opening investment accounts and transferring any accounts to our firm to begin the investment management process. We will also begin working on the various outstanding action items of your comprehensive financial plan. This step may include collaborating with your other professional advisors, such as your accountant and lawyer.
Financial planning and investment management is an active and long-term process. We will consistently monitor your progress toward achieving your financial goals. We accomplish this by providing ongoing and regular updates of your investment management as well as scheduled times to review your overall planning and objectives.